As an administrator of a club until recently I can tell you that most clubs are ran on the "Exeter" model, hospitality businesses first and rugby clubs 2nd.
Gone are the days when the rugby sustained clubs financially, some clubs get a really good support from players but most don't nowadays. With the hospitality industry now at real risk most well ran clubs will struggle to sustain the level of facilities that they do now, whatever savings they had will disappear quickly now they are all back on full outgoings.
Factor in the lost "capital" injection that they received annually from incoming memberships, sponsorship and new season money this will be disastrous to most. If you go around most clubs at L6, 7, 8 and some at 9 they all have decent clubhouses with changing and showering that all costs. Factor in people's wages etc then your looking at some clubs running at aroung £5-10k per month costs and with income at much less than that then it's a disaster.
I hope something can be done, I'm lucky as a referee I get to visit some of the best and friendliest clubs in the north and I hope not one goes under.
Plus I'm missing the opportunity to see all the smiling faces in the crowd every week (not).